Credit Unions with good rates that accept applicants anywhere within the US?

[sean10780]

Sounds good! Hopefully we’ll hear this week

Picking mine up at this location on Glenwood this weekend

 

[Miguel Lopez]

Same here…. Still waiting from them.

How much time did it take you to receive the offer or acceptance ? Been waiting for a few days here as well.

 

[patark]

uh oh now I’m nervous. I applied at adelfi xause Tower said max was 100k. Got approved at Adelfi but they only approved 100k and said that it is also their max. Now went back to tower for better rates but our car EDD range starts today…

 

[c00sebookpro]

Sounds good! Hopefully we’ll hear this week

FYI I just got my text earlier today. I am picking up Dec 26th.

 

[patark]

FYI I just got my text earlier today. I am picking up Dec 26th.

Did you happen to see this article and get the free supercharging miles?

Tesla (TSLA) offers 10,000 free Supercharging miles to buyers as it tries to create urgency

Tesla (TSLA) offers 10,000 free Supercharging miles to buyers as it tries to create urgency to take delivery at the end of the quarter.

electrek.co

 

[hybrid>EV]

When should I provide lender Tesla's wire instruction? What would happen to the loan and the fund, if I see major issues with the car and decline the VIN, or decide to cancel the order?

 

[c00sebookpro]

Did you happen to see this article and get the free supercharging miles?

Tesla (TSLA) offers 10,000 free Supercharging miles to buyers as it tries to create urgency

Tesla (TSLA) offers 10,000 free Supercharging miles to buyers as it tries to create urgency to take delivery at the end of the quarter.

electrek.co

I didn't know this was a thing? Were you able to get it?

 

[Happy Hippo]

When should I provide lender Tesla's wire instruction? What would happen to the loan and the fund, if I see major issues with the car and decline the VIN, or decide to cancel the order?

great question. I am thinking the same thing when my 2nd vin is assigned.

 

[patark]

I didn't know this was a thing? Were you able to get it?

My delivery isn't scheduled yet but I'll definitely ask about it.

 

[hybrid>EV]

Fed choice is asking me to provide An application for certificate of title listing FedChoice FCU as the lienholder. Anyone else being asked to do that? I asked them how to do this but have not heard back.

 

[c00sebookpro]

My delivery isn't scheduled yet but I'll definitely ask about it.

I just got a text that states that I will receive $3750 and 10,000 free supercharging miles.

 

[GingerJay]

For folks that used tower. Was it pretty much silence til they got back to you 4-5 days after submitting application?
Adelfi was pretty much instant online approval at 4.25% at 72 months. Tower's best 72mo rate is .75% lower but I don't think we will be able to close w/ them by year's end if we need to from hearing how slow they work on this thread.

 

[golfwolf]

For folks that used tower. Was it pretty much silence til they got back to you 4-5 days after submitting application?
Adelfi was pretty much instant online approval at 4.25% at 72 months. Tower's best 72mo rate is .75% lower but I don't think we will be able to close w/ them by year's end if we need to from hearing how slow they work on this thread.

I just heard back this morning so it was about a 4-5 day turnaround. I already picked up my car and financed with Tesla/Wells. Unless I’m doing this the wrong way I’m starting the re-finance process and will save about 1.75%

 

[atlchamp]

delta offered me 4.38% on a 60 month loan today...pretty high if you ask me. Anyone know of other options offering lower?

 

[golfwolf]

delta offered me 4.38% on a 60 month loan today...pretty high if you ask me. Anyone know of other options offering lower?

Last week Tower quoted me 2.99% for 60 months and 3.4% for 72 months.

 

[atlchamp]

Last week Tower quoted me 2.99% for 60 months and 3.4% for 72 months.

I applied today but they said it would be days before they could get back to me. My delivery is already scheduled for the 24th. I guess I could go with delta for now and then refinance with tower? How was your experience with them?

 

[GingerJay]

delta offered me 4.38% on a 60 month loan today...pretty high if you ask me. Anyone know of other options offering lower?

Adelfi is 3.85% for 36-60 months, 4.25% for 61-72 months

 

[golfwolf]

I applied today but they said it would be days before they could get back to me. My delivery is already scheduled for the 24th. I guess I could go with delta for now and then refinance with tower? How was your experience with them?

I’ll let you know in 30 days when hopefully my refi is complete. Whoever I’ve spoken with so far has been very nice so you just need to go into it knowing they’re very busy.

 

[atlchamp]

I’ll let you know in 30 days when hopefully my refi is complete. Whoever I’ve spoken with so far has been very nice so you just need to go into it knowing they’re very busy.

Oh you're refi? How much are you saving on your rate?

 

[hybrid>EV]

just found out Tower CU doesn't do wire. they will send a check to dealer and send a copy of the check to me. not sure if tesla will accept the the copy as proof of funding.