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Credit Unions with good rates that accept applicants anywhere within the US?
- Thread starter YNoVA
- Start date
Dang. What's your plan? Get the loan from Tesla tomorrow and then refinance down the line? How easy is it to refinance and are there fees?
I have nfcu ready to go, adelfi said they can pay 2 days after I provide MVPA ( I still don't have it yet ). TowerCU instant approval, but unable to get in touch with my loan officer. they seems like more busy than TESLA.
Connect my bank account, last resort is to pay from my bank account. I really hope that this ACH is instant or I would be using my 5.3% NFCU check.
Macb00kemdanno
Member
When does Tesla make the MVPA available? I'm also going through Adelfi (I haven't initiated the loan process yet, because I don't have a VIN) and this could be a problem if there's a delay getting the MVPA...
I have no trade-in and reached my SA multiple times asking to provide MVPA. initially she said its under my account, then told me to look in the app, then website. and after that she stop answering this question.
I still have no MVPA
I can finally say the process with Tower is complete... I called my loan officer first thing this morning (he declined to answer the past 7 days) and was able to get a picture of the check and tracking number over to Tesla, just in time for pickup tomorrow.
Did you send them the motor vehicle agreement initially? I have a vin but don’t have that document
For "Original Notarized Specific Power of Attorney signed by all proposed title holders." did you use the form on their website or got a custom one for you once you uploaded the purchase agreement?
It is available in your account when you login using a browser. It is not on your phone app.
Yes but does that need to say tower fcu? I am worried tower won’t come through and don’t want to delay my pickup which is set for Monday
Macb00kemdanno
Member
What does it look like on the website? I see an order agreement document link, but that doesn't include sales tax (or will this document show up once I get my VIN?). I see this, but it's not labeled as the MVPA:
Cyclone
Cyclonic Member ((.oO))
You won’t have an MVPA until after you get a VIN, and the MVPA is not generated automatically, so you may have to wait a bit after getting the vin before one shows up. When it does, it will be a little further down on the right next to the Order Agreement and Lemon Law Disclosure.
Membership number is needed in Power of Attorney. So membership is mandatory prior to Loan.
After 10 days my ‘Approval Pending’ loan status changed to ‘Pending’
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