Definitely 100 Amp service. There’s rarely been a case where I end up saying, “Wish I had purchased the smaller capacity version...” Capability ends up providing value.
In your case, CT could end up with 72 or even 96 Amp charging capability. Picture a contractor pulling a trailer to a fairly distant job site, then using the battery for site power. Then head back home in time for a child’s sports event.
Overnight charging from nearly empty to nearly full is part of the value proposition. Making time for a Supercharger detour and charge is not.
I had the electrician run 2 gauge copper from a 100 Amp breaker to a subpanel in the mudroom near the driveway where my wife likes to park. The HPWC is on a 100 Amp breaker there. When I decluttered the garage last year, the electrician returned to run a 2 gauge connection to a second HPWC there.
We have two Tesla’s between our house and nearby daughter. Distant daughter has one, too. 100 Amp circuit makes it easy for two cars to get full charge overnight. HPWCs manage power allocation to keep total draw below 80 Amps.
My friend with S85D with dual 40-Amp chargers is happy to stop by on a road trip. His car gains range quickly at 80 Amps so he reduces net lost time during the visit.
Our S100D can charge at 72 Amps. A few weekends ago we were completing a nearly 400 mile round trip for our first vaccinations when our plans changed. A big storm was predicted for the next day, so we decided to drive to our daughter’s place after dinner instead of the next morning.
The trip takes about 50% charge one way. We came home with 25% or so. Did not want to stop at another Supercharger. Plugged in, dialed charge rate to 72 Amps. About two hours later we had packed, prepared and eaten dinner and the battery was at nearly 60%.
Unplugged and had an easy drive. I had given our daughter and her husband a Tesla Wall Connector as a car-warming gift when they got their Y LR in December, so we knew we could recharge after arriving.
Many other instances when money spent on a high capacity charging setup bought time.
If you can afford the incremental cost to install a robust, future-ready setup during construction, it will be money well spent. The biggest risk will be developing a sore arm a few years down the road. You’ll be regularly patting yourself on the back, pleased with your foresight.