Reached out to Digital Credit Union this week for a loan on the P85D. I was originally going to go with Energy Credit Union, but since they now will only loan up to $70k, I didn't want to tie up ~$50k in the car. Credit score is almost 800, and income is a non-issue. They came back and offered $75k because they said my last car loan (8 years ago) was only for $35k, so they can't give me what I asked for. That's just dumb. Others have said EFCU did the same thing to them. Going back to my normal credit union (2%) to see what they'll do.