My order still have no EDD yet. However, I am thinking of preparing myself for loan process. Does DCU do hard credit pull to open a checking and savings account. My plan is to open these accounts now and by the time I am ready to apply for loan all the info will be there in the system. However, I do not want 2 credit hard pulls one at the time of checking/savings and second one for loan with in 2-3months when I get VIN.