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Debating the Resale Value Guarantee

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Why not take the Tesla loan and then pay off most of it, keeping it active until 36 months for both low rates and the buy back guarantee?

Problem is that if you pay most of it off the duration of the loan will shorten and will be fully paid off by the 36 month mark. Alternatively you could just finance a very small amount, but someone had posted that would disqualify you for RVG. I have not been able to find any documentation either way.