but I understand your point
To expand on this point, I take cold pack charging seriously seriously enough that in the winter I forgo the advantages of charging in the AM (better regen, perhaps better cabin comfort, less time at a higher SoC) and choose to charge right when I return from driving so that the pack is at its warmest.
The trade-off gains me 4 benefits:
1. Less regen -> more friction brake use. That does not sound like much of an advantage, but I don't want my rotors to rust
2. Less Li-plating, which is the underlying issue with charging a cold pack.
3. I can set my charge limit lower overall since the car reaches that limit (or near it) before the next car use.
4. The car gets to charge at home off our PV
(4) is a peculiarity of being retired, so the EV is usually able to charge when the PV is productive