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Difficulty getting insurance quote with VIN

Discussion in 'Model 3' started by plasmo, Aug 20, 2018.

  1. plasmo

    plasmo Member

    Joined:
    Mar 12, 2016
    Messages:
    343
    Location:
    Chicago
    Has anyone else had difficulty in getting insurance quote estimates with our new Tesla Model 3 VIN #s?

    My insurance guy can't pull the VIN up and I am trying to explain to him it is not a Model S/X (he is asking if it is a P75D or P100D, etc).
     
  2. gambit48

    gambit48 Member

    Joined:
    Aug 1, 2017
    Messages:
    811
    Location:
    NorCal
    Weird. My insurance agent (just a call center person) could see immediately that it was a Model 3 from the VIN. Told her safety features, alarm, etc so she could figure out what discounts I qualified for as well.

    Ameriprise through Costco.
     
  3. Wubbles

    Wubbles Member

    Joined:
    Jul 26, 2018
    Messages:
    90
    Location:
    NJ
    Had no issues when I got quotes from Travelers, Amerprise, and Liberty Mutual when I provided them with my AWD Model 3 VIN.
     
  4. AnarchyEOD

    AnarchyEOD Member

    Joined:
    May 23, 2018
    Messages:
    273
    Location:
    Magnolia, DE
    No issues through USAA
     
    • Like x 1
  5. plasmo

    plasmo Member

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    Mar 12, 2016
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    Location:
    Chicago
    Hmm. I have insurance through Acuity. Maybe I should switch.
     
    • Like x 1
  6. Kermee

    Kermee It's Not Easy Being Green

    Joined:
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    444
    Location:
    WA, BC & HKG
    No issues with MetLife Auto. Even had them put on the "New Car Replacement" on the policy for the M3 for the first 15,000 miles.
     
  7. Big Dog

    Big Dog Member

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    Mar 7, 2016
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    Location:
    Irvine, CA
    Maybe you need a new guy... :rolleyes:
     
  8. Runebane

    Runebane Member

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    Location:
    Visalia, CA
    Farmer's Insurance had no problem pulling up the Model 3 from my VIN. I second the "You need a new guy".
     
  9. Len905

    Len905 Member

    Joined:
    Aug 1, 2018
    Messages:
    14
    Location:
    Los Angeles
    Just go online to GEICO.com. You can configure your insurance requirement and get an immediate quote without a VIN. I did it here in California.
     
    • Like x 2
  10. paladinfello

    paladinfello Member

    Joined:
    Apr 11, 2016
    Messages:
    56
    Location:
    San Francisco
    Talked to my Farmers agent before I got my Model 3 VIN and after I got it, no issues.
     
  11. JayNJ

    JayNJ Member

    Joined:
    Jul 13, 2018
    Messages:
    27
    Location:
    New Jersey
    I have liberty mutual and the VIN wouldn't come up so they just manually put in Tesla model 3. I think they just use the price to base most of the quote.
     
  12. tpham07

    tpham07 Active Member

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    1,830
    Location:
    Baton Rouge
    if a car insurance agent hasn't heard of a Model 3 you need a new car insurance agent, especially if he thinks a "P75D" exists...
     
  13. MXWing

    MXWing Active Member

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    Plot twist:

    Maybe guy actually knows more than us??

    Following previous naming conventions, the

    P3 is actually a Model 3 P75D. :)
     
    • Funny x 1
  14. tashtibet

    tashtibet Member

    Joined:
    Jul 30, 2016
    Messages:
    143
    Location:
    fort collins, colorado
    Allstate was my insurance and I switched to AMICA -now a happy customer-you should call them & check out.
     
  15. kutkuzak

    kutkuzak Patrick

    Joined:
    Aug 2, 2017
    Messages:
    185
    Location:
    Indiana
    Having the same problem with Progressive right now. I don't think their system has the AWD VINs yet. Going through it manually via their agent in chat.
     
  16. Chedawg

    Chedawg Member

    Joined:
    May 21, 2018
    Messages:
    32
    Location:
    Minnesota
    My broker mentioned that both AAA and Progressive are identifying my AWD VIN as a RWD model. Progressive was able to manually adjust the value to match the AWD but AAA couldn't override the value to actually reflect the price of my car so it's a no go until they fix that (they have the best price currently). Travelers was the second best price so going with them for now.
     
  17. Nocturnal

    Nocturnal Member

    Joined:
    Aug 23, 2018
    Messages:
    612
    Location:
    Kansas City
    I had a few issues but Geico, Farmers, and a few others were able to quote. Geico was by far the lowest.
     
    • Informative x 1
    • Like x 1
  18. Snow Drift

    Snow Drift Slip Start: [Activated]

    Joined:
    Feb 10, 2016
    Messages:
    989
    Location:
    Long Island
    My guy at State Farm had no issues using my VIN. Only $88/year more than I pay for the XV Crosstrek! :D
     

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