Just got approved for my Tesla Model S 60 D financing. DCU gave me 100% of the cost of the car and the tax and licensing fee. Only down fall is for the low interest rate you can only go up to 65 months of payment. I have used them for another car (2014 Chevy Volt .99%) and a home loan. Very happy with this credit union. I believe you must have automatic payments from your account for the best rate. Funny thing, First heard of DCU o this forum in 2014. I thought I was getting a Tesla then, Oh well, it took a couple years longer.