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$4,500 door replacement cost. $6,200 DV paid to me.
What's your definition of "moderately severe"?Airbag deployment in a front end wreck moderately severe usually will be totaled regarding Tesla cars.
Wasn't this all settled as part of the estimation process before any labor was done? Did you agree to have the shop go ahead and do the work even though the on-the-hook insurance company hadn't signed off on the cost? I'm curious about this because I've been dealing with some very similar issues in repairing my own car where my insurance company (State Farm) is really unhappy with the labor rates changed by the only Certified Tesla shop in my state.they left me having to pay $1,300 out of pocket to the auto body shop, because they refused to pay the "Tesla" labor rates.
Wasn't this all settled as part of the estimation process before any labor was done? Did you agree to have the shop go ahead and do the work even though the on-the-hook insurance company hadn't signed off on the cost? I'm curious about this because I've been dealing with some very similar issues in repairing my own car where my insurance company (State Farm) is really unhappy with the labor rates changed by the only Certified Tesla shop in my state.
Thanks for the explanation. I assume things are different in cases like mine where there's no opponent (or, perhaps more accurately, I am my own opponent )?Personally, I've done that several times. Professionally (I'm a lawyer), I've done that many times. The opposing insurer/expert can look at the car and decide what they think, but then I get it fixed in a "commercially reasonable manner," and I really couldn't care less what the opponent thinks. Taking it to the dealer to get it done is the consummate example of "commercial reasonableness." Having your brother-in-law do it is what is suspicious. Then, I hand them the bill and give them 30 days to reimburse me. If they need 60 days (some do), fine. But if they don't pay me every penny, it's off to court. And I've never lost. There's nothing to negotiate.
Diminished value may have to be negotiated. That can be rather subjective.
Is DV only relevant when the car is repaired? Waht about when it is a total loss?
Hi, Roger. I don't see where you posted more above, and I'm having trouble understanding your situation. I'd be happy to shed what light I can if you were to explain more fully what's going on.Thanks for the explanation. I assume things are different in cases like mine where there's no opponent (or, perhaps more accurately, I am my own opponent )?
That is correct, but, another way to look at it is you DO get the diminished value. Before the accident, the car was worth... say $12,500 and after the accident the car is worth $0. You get the amount the value of the car has been diminished. But that is a very circuitous way to calculate it. Getting the value of the car just before it was totaled, and having to surrender the car is better.You can't claim DV when a car is totaled, because you are supposed to get paid the FMV, full market value, of what the car would have been worth before the accident.