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Do us a favor, give her a call please, Elon ! [complaint about insurance company rejecting coverage]

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My son just bought a 1 year old Model 3. His insurance with Geico on the M3 went up from his 2008 Lexus IS250 by only $10 a month. Probably worth checking them out.

Everyone’s situation is different. My Model 3 is about $50 less per year than my Cadillac was. That kind of “float” is well within the usual adjustments made year over year either up or down depending on how my state (NJ) performs as a whole. Because,yup, that’s included in your rating too.
 
They aren't wrong. Teslas are extremely expensive to repair. The forum is full of $10k repair bills on superficial damage. It's easy for a serious accident to total the car. I had a very superficial scratch from a teen driver in a parking lot, and it was $2100 at a tesla approved body shop.