New board member, right now just a lurker and a dreamer. I am planning for the future replacement for our 'larger' car which is a 15 year old BMW 540iT (wagon with a V8). It seems as 'estimated' savings is always factored into the payment cost. Here in NJ I'm paying nearly 17 cents a KWH (delivered) which when calculating savings over gas, is essentially insignificant compared to the monthly payments on a Tesla. Or does everyone use time of day metering and only charge the car off peak? Currently most driving is in our BMW diesel (335D), which averages well over 30MPG. MPG almost doesn't matter to me, it's the TOLLS!! I spend more on Ezpass than I do on gas/diesel. But I see there is a 10% (off peak) discount for low/zero emissions cars. That's almost as much as much as the fuel savings. Does anyone really buy a Tesla because of the lower fuel costs?