TMC is an independent, primarily volunteer organization that relies on ad revenue to cover its operating costs. Please consider whitelisting TMC on your ad blocker and becoming a Supporting Member. For more info: Support TMC

Door ding caught on cam, but no license plate. Worth submitting for insurance?

Discussion in 'Off Topic' started by busbar, Dec 30, 2019.

  1. busbar

    busbar Member

    Joined:
    Nov 15, 2019
    Messages:
    7
    Location:
    Naptown, MD
    I caught a careless driver opening up his truck door into my 2020 P3D- and giving it a minor ding in the RR quarter panel. Unfortunately, his truck was new and had no front license plate, only a dealer advert card in the plate holder.

    Everything is quite obvious on film but there is no way to easily identify the perp AFAIK. Is this something I could turn over to my insurance Would they even bother? I mean it is a car after all and they get dings so I'm not freaking out. Anyone had a similar experience they can relate?
     
  2. Gondi63

    Gondi63 Member

    Joined:
    Apr 26, 2019
    Messages:
    164
    Location:
    Tampa
    Depending on where you were, you could try to go back there and see if there were any other security cameras around that could identify the other car, but if you submit it to your insurance as a claim, you'll have to pay your deductible to get it fixed and potentially have a rate increase.

    Probably would be cheaper to have it fixed out of pocket at a ding place.
     
  3. fseir

    fseir Member

    Joined:
    May 1, 2016
    Messages:
    663
    Location:
    Honolulu
    Sorry. That really stinks. But for something relatively cheap to repair, I’d go with paintless dent repair. If they say they can’t fix it, and it will cost over a thousand, then maybe consider insurance.
     
    • Like x 3
  4. busbar

    busbar Member

    Joined:
    Nov 15, 2019
    Messages:
    7
    Location:
    Naptown, MD
  5. afadeev

    afadeev Member

    Joined:
    Feb 28, 2019
    Messages:
    690
    Location:
    NYC
    If you pursue the insurance rout, it will be treated as a comprehensive claim. The repairs will likely cost less than your deductible, so you will pay out of pocket.

    If the ding is big enough to bother you, google search "paint-less dent repair (PDR)" providers in your area.
    The cost should run you somewhere between $100-150, and they usually come out to your place of work/home.

    Either way, you will pay out of pocket.

    I see no upside to filing a comprehensive insurance claim, which may, or may not, have adverse rate implications (varies by state, and by insurance company).

    HTH,
    a

    P.S.: If the ding is small and does not bother you, you may want to leave it alone altogether.
     

Share This Page

  • About Us

    Formed in 2006, Tesla Motors Club (TMC) was the first independent online Tesla community. Today it remains the largest and most dynamic community of Tesla enthusiasts. Learn more.
  • Do you value your experience at TMC? Consider becoming a Supporting Member of Tesla Motors Club. As a thank you for your contribution, you'll get nearly no ads in the Community and Groups sections. Additional perks are available depending on the level of contribution. Please visit the Account Upgrades page for more details.


    SUPPORT TMC