Bought it.
Isn't the technology one of the main reasons to get this car? It is so fun watching it grow and you will always be in the know and first to have it. When chicks (or hunks) say "Does this have FSD?" are you OK saying "I can't afford it?" If you can afford it, then get it.
Finance wise, it's still cheaper to buy now even if it takes 10 years to come out. Interest rates continue to rise and inflation will still happen despite. Debt is your friend ahead of this inevitable fact. Unless you're debt free, the lowest interest rate wins. Do you ever plan to accum debt on a card or a boat? And yes, Tesla needs cash now - do it for the mission. To me, it's like lending my best friend some money.
It may never get to Level 5 but I'm pretty sure Tesla will diverge features in V9 later this summer. I want all my sensors involved, and maximum safety engaged (not to say it won't but you sure?). I want to see this unfold, then be a pioneer for others. I want to understand how AI works, and I'm learning. But that's just me.
But if you like to follow others...
FYI, "FSD" Az Plate was my second choice. Decided on something cooler to help corner my SoulPedal(R) Trademark.