Look, it's 100% certain that you crashed into something. 100%
The
TMC thread you linked to refers to someone whose mirror glass was not fully snapped into the ball socket by the factory. It popped out and banged against the door as it dangled from the defroster wire. Nothing broke or "exploded".
The
Cartalk thread you linked to includes people writing that they thought their mirror had somehow "exploded" but then they realized that they had crashed into a parked car or something.
Yes, tempered glass can crumble with seeming spontaneity, but it does not "explode". It can expand ever so slightly in the process of cracking and could conceivably produce a hairline fracture in some very tightly surrounding structure, but there is no such structure tightly constraining the glass here. And if there were, it would only have a microscopic fracture in the most extreme case imaginable.