All insurance and extended warranties are a gamble. I get that. We almost never purchase extended warranties or trip insurance. Once in a while we get burned and have to pay for an expensive repair/replacement, but in the end we feel we are ultimately saving money vs if we'd chosen to buy every extended warranty or insurance option that came our way. I did not buy the extended warranty on my Model S, but thanks to goodwill and maybe a bit of luck, have had few repairs that I had to pay out of pocket as I now sit at 5 1/2 years of ownership and ~97,000 miles. My touch screen now has bubbles, so I may have to pay to get that fixed to sell the car (getting a Model 3), but ultimately I've probably spent less on repairs than the extended warranty would have cost even 5 1/2 years ago. Our 2016 Model X is about to hit 50k miles. We just had a 'breakdown' of sorts (the ABS, emergency braking, cruise control, issue) that should be covered under warranty, but I'm concerned about potential costly repairs going forward (esp. the FWDs and now worried about the touch screen). However, at $4800-$5300 for the 4 yr 50k mile warranty (which will probably only get us 2 - 2.5 years before we hit 100k miles) I'm having a hard time imagining enough things breaking that would get us to that $4800 cost mark. So (sorry for the long winded background, but trying to avoid less than helpful answers), does anyone have any actual experience with post-warranty repairs and costs that are relatively common and costly that might sway my decision toward going ahead and purchasing the warranty extension? Specific repairs and costs would be most helpful.