FlasherZ-thanks for this great resource. A question for you. I'm running Romex 6/3 plus ground to a 14-50 outlet in an attached garage. The breaker box is in the garage. From the breaker box the wire goes vertically into the wall, then comes out of the wall (via a metal box), into flexible metal conduit, up the wall, turns 90 degrees to go across the ceiling, turns 90 degrees to go down another wall, out of the conduit back into the wall (via another metal box) and to the outlet. Is it okay for that wire to be in the conduit? I get from your FAQs that it can be, as long as it is not outside. A friend got advice that the Romex should not be in conduit due to heat build up and that the sheath on the wiring is sufficient to protect it from damage. Putting the wiring in the wall and ceiling is not a practical option, too many joists to cross as there is living space above. On one wall the wiring in conduit is within 7' of the slab, though it doesn't have to be (it could go into the wall higher up). Thanks for your advice.
This is probably one of the most confusing areas of the NEC.
First, the sheath on NM cable is not sufficient to protect it against damage if "accessible", typically considered below 7'. You can legally run NM cable on the surface of walls and ceilings above 7' and inspectors won't complain too much. That said, I like to protect it any time it's not inside walls or ceilings.
Where it gets fuzzy is conduit fill rules. These rules require conduit to be properly sized to protect against heat build-up, and require the NM cable to be considered as a single conductor, and the conduit would have a fill limit of 53% -- this means the area of the conduit must be 47% greater than the area of the NM cable. For 6/3, it means a minimum of 1" conduit. Now, here's where the uncertainty comes in -- the informational notes say that conduit used as a sleeve to protect cable against damage doesn't count in terms of fill rules -- but there is nothing that specifies the characteristics of where a protective sleeve ends and a full raceway/conduit system starts.
It is true that if, at any point, the conduit runs underground or outside, that NM cable cannot be used because it's rated for dry locations only.
The bottom line here is that what you describe, I believe, is fully legal and reasonable if the conduit is 1". There may be questions if it's only 3/4" conduit, but in that case I'd applaud your ability to pull a 650 mil cable through a 750 mil conduit without too many swearwords.
Finally, it should be noted that this is an area where local amendments frequently apply, so contact your local city / county inspector. In Chicago, for example, it's illegal to use NM cable at all.