So how many miles and hours of driving do you feel you require to learn all the idiosyncrasies, shortcomings and failure modes of each new software update? During the time you are learning/re-testing the latest software, do you also pay less attention than usual driving? If yes, you are taking risks (no, not Russian Roulette risks
) - even though chances are you may never have a serious problem. I used to be like you, as an engineer I thought I could figure out what the AP1 limitation were, and I was right 99% of the time. Worse yet, AP1 works really well 99.9% of the time if driven in areas where a lot of Tesla's drive (I drive in such an area, when I went of a cross country trip last year though I realized how badly it drives in rural areas off the main highways where there are no Tesla's, even on clearly marked roads) which lead me to trust it and actually pay less attention that I should have (hard to keep the brain engaged when the car drives itself so well, AP2 not there yet from what I hear but it will get there). All was well until one time I ran into a new behavior while thinking AP should be ok so paying less attention and almost ended up colliding with a semi. It was then I decided I like my health and life more than the convenience of driving on AP. I didn't even get EAP on our AP2. Btw, even when I thought I had AP all figured out, I always felt that unless one has a technical mind, one would have a hard time predicting where AP will lose its way and do something dangerous.
True, unfortunately I don't have stats (Tesla does not release those). Insurance companies do, but it takes time before they are public. We do know a number of insurance companies have been hiking the Tesla rates recently, read into this what you will.
Accident does not equal fatality. I would prefer to avoid accidents, even if they don't kill me.
I never said driving with AP is like playing Russian Roulette. I was using the game to illustrate the fallacy of "lots of people do something and they are fine, so must be safe " used by a lot of people in this thread - 5 out of 6 walk away unharmed from a game of Russian Roulette, yet nobody will claim it's a safe activity to engage in. Kind of like most people get lost with "if A then B" doesn't mean "if B, then A" explanation, but they quickly get "if it's a dog it has 4 legs" doesn't mean "if it has 4 legs it's a dog".