Sm4llz
Member
For those that financed 100% through Alliant, did you finance in Sales Tax or did you pay that in cash when you picked up the car?
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For those that financed 100% through Alliant, did you finance in Sales Tax or did you pay that in cash when you picked up the car?
I used Digital Federal Credit Union and includes tax. Good luck!
Thanks Cyclone. I've been following a lot of your posts re: your cpo purchase. I was on the fence cpo vs private sale vs inventory vs ordering new. A few weeks ago my SC called and asked if I wanted to have a 70D for the weekend as an extended test drive. After I took it back I pulled the trigger and ordered a new 85D. I pushed delivery to December to give me some time to get my STI back to stock and sell it or prepare it for trade in.
Alliant qualified me for 100% but I didn't ask if it was tax. I'm guessing not since DCU specifically shows up to 110%. I'm just trying to figure out what I'll need to spend in the coming months to buy the car, get winter tires, xpel, etc.
These low rates are over. I got 1.74 in Oregon but they best they do now is 2.24
From live chat with a DCU rep:-
- Website lists 1.99 for 65 mo term, max loan amount listed is $50k
- Clarifications: Max loan amount does not have a ceiling of 50k as listed on website, there is a .25% rate discount for a checking account with a direct deposit for loan payments.
So one could finance 100% of the car price (including sales tax I believe, however the rep could not clarify this) for 1.74% APR for 65 mo.
Do they still offer another .25% rate discount for "Green" vehicles? I have their 1.49% APR for 65 mo. loan, which was 1.74% - .25% Green discount. But then, I was also able to finance 110%. Thing seem like they are still pretty close there. I have to say, they really have a very nice integrated system. I know many banks have "online" systems and they work very haphazardly. DCU seems to do a very good job towards being paperless and having these systems work well together.
It's still listed on the site. See: Energy Loans | Fuel Assistance | DCU | MA | NH - click on the details tab and scroll to the bottom.I do recall asking the rep about EV discount, and if 1.99 was the best rate. She mentioned .25 % discount for a relationship account + direct deposit. So I suppose the EV discount is gone now..
Logix does offer loans in Maine and have offered me a deal which is better than most but they are not willing to work with TM because of the physical handling of the MCO and Bill of Sale. Logix offers loans in AZ, CA, DC, MA, MD, ME, NH, NV, VA. I suspect they will have the same issue with sales in New Hampshire. Their loss, really.
So Logix won't give you a loan if you are buying a new or used Tesla? I've seen some members mention them before.
So Logix won't give you a loan if you are buying a new or used Tesla? I've seen some members mention them before.