About to take delivery of the MX100D and just finalizing the financing, Tesla via USBank is offering me a rate of 2.49 for 72 months (seems like the best out there at the moment), my credit union initially said 2.99/72 mos. but is now matching the USBank offer. Any reason not to go with my credit union, just given the familiarity? I'm still trying to squeeze some extra benefit out of the credit union to make it a no brainer, but just wondering if its more of a pain to go with my own lending?