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does anyone know if I've already accepted a finance offer, can I change the downpayment without having to do another approval? I like the rate I got so don't want to risk it changing.
In fact I like it so much I want to reduce the amount of downpayment I'm putting in and want to increase the financed amount.
offer was accepted with scotiabank in case that matters, thanks!
I would say ask your SA, dates have been changing by the week, would also suggest selling the car soonHey everyone,
Got approved for a M3 SR+ with BMO for 2.8% (8 years), ordered back around late May does anyone know how reliable the EDD on the Tesla Account page is? It seems to constantly change. At one point last week it was June 8 - 30, now it’s saying July 6 - Aug 3. SA said that it would be July 22nd. Just trying to gauge a realistic time frame since I need to sell a car prior in hopes of adding it as a downpayment
Hey everyone,
Got approved for a M3 SR+ with BMO for 2.8% (8 years), ordered back around late May does anyone know how reliable the EDD on the Tesla Account page is? It seems to constantly change. At one point last week it was June 8 - 30, now it’s saying July 6 - Aug 3. SA said that it would be July 22nd. Just trying to gauge a realistic time frame since I need to sell a car prior in hopes of adding it as a downpayment
It doesn't matter what rate you got approved at. Whatever the rate is on the day of your delivery day would be what you'll be signing with.I originally financed at 2.3% over 48 months but suddenly today (one day before delivery) the rate changed to 2.35%, anyone got the same thing ?
Not 100% correct. If you take delivery with 30 days of financing approval, the rate you had at approval stands.It doesn't matter what rate you got approved at. Whatever the rate is on the day of your delivery day would be what you'll be signing with.
That's true. In my mind delivery is longer than 30 days because it's been 49 days for me and still no VIN! lolNot 100% correct. If you take delivery with 30 days of financing approval, the rate you had at approval stands.
Ha! It'll be 85 days from order to delivery for me! But at least I have a VIN and delivery appointment.That's true. In my mind delivery is longer than 30 days because it's been 49 days for me and still no VIN! lol
I ordered my car end of May and got approved at the same time.I originally financed at 2.3% over 48 months but suddenly today (one day before delivery) the rate changed to 2.35%, anyone got the same thing ?
Sweet. The same happened on my account today. Taking delivery on Friday and rates increased to 2.35 from 2.3. Financing was approved less than 15 days ago. Going to give my SA a call.I ordered my car end of May and got approved at the same time.
I called in to talk with my advisor, they confirmed that it was a mistake as my rate should be locked for at least 30 days, so they changed it from 2.35 back to 2.3%.
Bad news, today when I picked up my car, they insist that my rate is 2.35. I cannot reach my advisor, so I just accepted the car, I sent my advisor an email, hopefully he can do something for meSweet. The same happened on my account today. Taking delivery on Friday and rates increased to 2.35 from 2.3. Financing was approved less than 15 days ago. Going to give my SA a call.
Sorry to hear. Hopefully the SA can still change the rates. I reached out to my SA. Waiting for a response.Bad news, today when I picked up my car, they insist that my rate is 2.35. I cannot reach my advisor, so I just accepted the car, I sent my advisor an email, hopefully he can do something for me
For me it was RBCFor those who are seeing an increase from 2.3 to 2.35, is this with Scotia, RBC or BMO? I was approved at 2.3% with BMO back in April, but I'm not sure if BMO has increased. At the time they were slightly lower than the others.