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I got approved yesterday for 3.65% at RBC .. may also text my SA about the 3.25%. Let me know what you find out.
I asked my SA yesterday but haven't heard back .. but does anyone know if you can modify your down payment after you click the "Confirm" button for your financing? I applied yesterday but haven't clicked it yet as I haven't fully decided. I don't want to lock in anything if I can't change it, but also worried I might be considered to have an incomplete profile until I do.
Based on the interest rate forecast from the Bank of Canada, I would say that is highly unlikely.Damn. Hopefully they'll go down in April
I got conditionally approved by BMO at 3.2% for 72 months, $0 down, for my SR+.
They've asked for proof of income. I have 2 jobs, and for the second one, I will be submitting bank statements. Does anyone know if there is anything else they look for in the statements?
This is my first car, and first time I'm ever doing financing for a loan. My income has been consistent every 2 weeks from my primary job. And I get a cheque in the mail every month for my second job.
I'm just super anxious, because it's my first time and I would really like to get this car.
Any insights or experience is appreciated.
Thanks in advance
They've asked for proof of income. I have 2 jobs, and for the second one, I will be submitting bank statements. Does anyone know if there is anything else they look for in the statements?
This is my first car, and first time I'm ever doing financing for a loan. My income has been consistent every 2 weeks from my primary job. And I get a cheque in the mail every month for my second job.
I'm just super anxious, because it's my first time and I would really like to get this car.
Any insights or experience is appreciated.
Thanks in advance
My service center was able to change it for me. Just had to send them a copy of my wife's driver's license.
This is what was offered to you when you asked if they could do better than 3.68%?
haha they gave me the better 3.68% rate but said March rates have gone up to 3.99% so I should stick with what I had. It sounded like I asked one day too late unfortunately.
you can find that information out much faster than waiting for someone on here to reply. Simply complete the finance section and you will get a custom rate within about 30 minutes. Your approved financing will be ready the same day.
I messaged the autofinance email on Friday and on Monday and still haven't gotten back to me. I guess I'm not going to be able to do any better than 3.26% @ 72m. :\
Been offered a 3.99% on 96 months 
, interested to see what the 72 month is. Wish there was a way to chat with someone to get all the info but when I call in and mention "finance" it gives me a pre-recorded message to go to the website and then disconnects the call. And my SA hasn't replied in weeks 
, interested to see what the 72 month is. Wish there was a way to chat with someone to get all the info but when I call in and mention "finance" it gives me a pre-recorded message to go to the website and then disconnects the call. And my SA hasn't replied in weeks this sucks..Been offered a 3.99% on 96 months
i got rate on feb 15 for march delivery, hopefully they don't make me pay 3.99 (right now 3.68).
What's annoying is how i'm waiting for vehicle to arrive and rates keep going up. I order vehicle in october when it was like 3.3 for 96 months.
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