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Financing
- Thread starter 1020hp
- Start date
emailforbrett
Member
Same. 840 credit score and plenty of income with zero debt.
Sooo, I found 1.99% with the Carolina Cooperative Federal Credit Union. Anyone can be a member.
Contact:
Angela Harris
Loan Officer
Carolina Cooperative FCU
6502 McMahon Drive
Charlotte, NC 28226
(P) 704-543-8901 (F) 704-543-6931
Hours: M-F 9a-5p
This is what Angela sent me:
I received your membership request online. Below is how to join.
To qualify for a loan with us, you have to first be a member.
Membership eligibility would be if you worked for a member company, had an immediate relative that has an open account with us, live/work/worship in an area of Gaston County OR if you are a member of The North Carolina Consumer Council (we will need your member number with them). If you are not a member with The North Carolina Consumer Council, then you can join them. ANYONE can join them. Once you have joined the North Carolina Consumer Council please email the member number to me.
Please let me know if you qualify based on that information and I will have the information mailed to you. We cannot open the account electronically (email/fax). We require the original membership card. Once you receive the membership information, to speed up the process you could overnight it back to us. A loan could not be reviewed until your account is open with us.
If you do qualify for membership with CCFCU, our current auto loan interest rates are available on our website www.carolinacu.com.
Stanford federal credit union has 1.5% for 60 months. Pm me for a referral link so we both get $50.
Yea, that's a good rate. What does it take to join/belong to Stanford Federal Credit Union? I'm purchasing a different new car and cheapest rate I could find was from Bank of America for 1.89% ... the lower rate will shave $13 from my payment!
| New & Used Auto (Vehicles 7 model years or newer with less than 75K miles) | 0 to 60 Months 61 to 84 Months (20K minimum) | 1.49% APR 1.99% APR |
Edit : Just checked and if you set up a checking account with a $500 monthly direct deposit and get a credit card (no fee) there's an additional 1% discount!
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1% discount off 1.5?!?!Yea, that's a good rate. What does it take to join/belong to Stanford Federal Credit Union? I'm purchasing a different new car and cheapest rate I could find was from Bank of America for 1.89% ... the lower rate will shave $13 from my payment!
New & Used Auto
(Vehicles 7 model years or
newer with less than 75K miles)0 to 60 Months
61 to 84 Months (20K minimum)1.49% APR
1.99% APR
Edit : Just checked and if you set up a checking account with a $500 monthly direct deposit and get a credit card (no fee) there's an additional 1% discount!
Looks that way if you meet Ambassador level requirements :
Membership Rewards - Stanford Federal Credit Union
Membership Rewards are designed to reward you for being an active and engaged member of Stanford FCU with higher deposit rates, lower loan rates and more!
www.sfcu.org
You are correct sir! Should have checked the asterisk! Oh well, .4% is probably not enough for me to jump through hoops to move away from BofA. But a good option for some!
Rates shown are for our highest credit tier plus an Ambassador Membership Rewards level bonus discount of 1.00%, which must be maintained throughout the loan term to receive the discounted rate. Longer loan terms are available at higher loan rates. The minimum loan amount is $5,000.
Mind sending me a PM? I just registered and would be interested in a referral link (and members name) so I could give you credit on the SFCU application.
Im sorry, I guess Im a tech idiot as I can’t figure out how to pm you. Can you pm me?
Ha! I think we're in the same boat. I honestly think I am unable to send PM until I reach a certain amount of activity (which may be your case as well). If you don't mind you can send via email?
[email protected]
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