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Geico won't insure 2008 Roadsters?

Discussion in 'Roadster: Performance' started by Drocer, Jul 20, 2017.

  1. Drocer

    Drocer Member

    Joined:
    Aug 28, 2016
    Messages:
    20
    Location:
    Bakersfield CA
    We talked to our primary insurance carrier which insures three of our family cars about adding our 2008 Roadster.

    They told us due to the age of the vehicle, and difficulty getting parts, they are not able to add this car to our vehicle list.

    Any suggestions?
     
  2. AEdennis

    AEdennis Active Member

    Joined:
    Jul 23, 2013
    Messages:
    2,223
    We use AAA, though renewal is soon and I hear that the rates are going up by a ton.
     
  3. dhrivnak

    dhrivnak Active Member

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    Jan 8, 2011
    Messages:
    2,580
    Location:
    NE Tennessee
    I used to use Geico and had no problem but then Erie gave us a better overall rate.
     
  4. ViviV

    ViviV Member

    Joined:
    Sep 12, 2016
    Messages:
    113
    Location:
    Southern New Jersey
    State Farm insures our 2010 Roadster
     
  5. Msjulie

    Msjulie Member

    Joined:
    Jun 26, 2016
    Messages:
    233
    Location:
    San Fran Bay Area
    USAA here, once I explained to them what a TESLA was they were fine (seriously?)
     
  6. DRM

    DRM Roadster #619

    Joined:
    Mar 10, 2008
    Messages:
    134
    Location:
    San Diego, California, United States
    I've still got mine insured through Geico. Never had a problem and reasonable rates....
     
    • Informative x 1
  7. MileHighMotoring

    Joined:
    May 27, 2015
    Messages:
    940
    Location:
    Parker, CO
    Liberty Mutual covers them too.
     
  8. gregd

    gregd Active Member

    Joined:
    Dec 31, 2014
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    1,356
    Location:
    CM98
    Kemper, here. No issues with insuring my 2010 2.0, and good rates.
     
  9. Drocer

    Drocer Member

    Joined:
    Aug 28, 2016
    Messages:
    20
    Location:
    Bakersfield CA
    I will call them back and see if it is age related and they insure the later Roadster years.
     
  10. Tex EV

    Tex EV Member

    Joined:
    Jul 20, 2015
    Messages:
    115
    Location:
    Houston, TX
    Amica covers mine. Required special approval since the model wasn't in their system. It's on my insurance card as "Tesla EV Convertible".
     
    • Informative x 1
  11. supersnoop

    supersnoop Tesla Roadster #334

    Joined:
    Mar 24, 2014
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    Pflugerville
    For such a low-volume vehicle, the insurance company will probably need to send the request off to be manually rated. It took about a week for Nationwide to get back to me with a quote, but they covered the car. This is a time when it's best to have an actual agent working for you.
     
  12. Drocer

    Drocer Member

    Joined:
    Aug 28, 2016
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    Location:
    Bakersfield CA
    Getting collector car insurance, vs primary daily driver insurance, may be an easier path. I will explore those options since this is truly a limited use vehicles, and report back on progress.
     
  13. hcsharp

    hcsharp Active Member

    Joined:
    Jun 7, 2011
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    2,813
    Location:
    Vermont
    I'm getting a reasonable rate from The Hartford but it has to be manually rated. I've shopped it around to Kemper and Liberty Mutual. Both would cover it but they were 20 - 30% more.
     
    • Informative x 1
  14. S-2000 Roadster

    Joined:
    Apr 10, 2009
    Messages:
    662
    I had to leave Pemco when I got the AM General HUMMER, because they didn't cover it. But Farmers Insurance is happy to cover all of my vehicles.
     
  15. MileHighMotoring

    Joined:
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    940
    Location:
    Parker, CO
    Liberty covers mine but I just got a notice that it's going up 54% for my renewal, so I'm shopping again.
     
  16. DeedWest

    DeedWest 2010 Roadster 2.0 - VIN 523

    Joined:
    Feb 5, 2014
    Messages:
    335
    Location:
    North Dallas, TX
    I've had State Farm on all of my Roadsters and my Model S. Both of my 2011's were similar pricing, while my 2010 was easily 40% less. Not sure if there's a correlation there, or if the rates just dropped over time for me.

    If you can't get GEICO to insure it, I'd definitely try State Farm.
     
  17. smorgasbord

    smorgasbord Active Member

    Joined:
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    Location:
    SF Bay Area
    My Roadster IS my daily driver.
     
  18. brucet999

    brucet999 Active Member

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    Huntington Beach, CA
    DRM's experience could be due to the difference between continuing coverage and new coverage.
     
  19. bigbill

    bigbill Member

    Joined:
    Sep 29, 2012
    Messages:
    18
    Location:
    Silverton, OR+Hana,HI
    My Roadster just arrived on Maui from Oregon. I added it to my State Farm insurance here with no problems.
     

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