Hello All, I am looking to pickup an inventory car that is priced at ~$87,800 and am trying to determine if I should lease the car or buy it with the Resale Value Guarantee. I spoke to Tesla finance and they said that the best 60 month loan rate is 2.25%. The lease residual if I wish to buy the car at the end of the lease is $52,875 at the end of 36 months. I am trying to compare the following 2 lease vs buy scenarios and buying with RVG ends up being the right decision. From my estimation,it makes no sense to lease the car. Can the collective hive mind spot any mistakes in the scenarios below that would switch the decision from buy to lease even if I plan to be in the car for only 36 months and no more. Even if I decide to buy the car, it is cheaper to buy it with the RVG. Scenario 1 : Lease the Car Down Payment and first months's payment = $7,000 Monthly Payment for 35 months (12K miles) = $1,049 Total Payments over 36 months = 7,000 + (1,049 * 35) = $43,715 1a: If I decide to buy the car at the end of the lease, the total cost of the car is = 43,715 +52,875 = $96,590 1b: If I decide to walk away, I have spent $43,715 for the joy of driving a Model S for 3 years. Scenario 2: Finance the car with Tesla's Resale Value Guarantee (RVG) Down Payment = $15,000 Amount Financed=$72,800 Interest Rate=2.25% Loan Term= 60 months Monthly Payment =$1,284 Destination Fee =$1,170 Tax Credit = $7,500 Sales Tax = $0 in WA state Total Payments over 36 months = 15,000 + (1,284*36) + 1,170 -7,500 = $54,894 Tesla RVG at the end of 36 months = $42,000 Outstanding loan balance at end of 36 months = $30,105 2a: If I decide I want to keep the Model S, I will pay off the car and the car will have cost me= $54,894 + $30,105 = $84,999. 2b. If I decide to walk away from the car at 36 months and give it back to Tesla, I will use the RVG to pay off the outstanding loan of $30,105 and walk away with (42,000 -30,105) $11,895. So the 36 month cost to own the car will have been (54,894 - 11,895) $42,999. Are there any mistakes in the analysis above? Thanks for your help guys and gals.