cwerdna
Well-Known Member
Exactly this!It doesn’t really matter how much we pay, since everyone’s policy, discounts and record is different. It’s more important how it compares to other cars for the same person.
To quote from The Top 100 Common Questions - MY350Z.COM - Nissan 350Z and 370Z Forum Discussion
In some states, insurance companies are even allowed to use your credit rating to determine your rates.Q: How much will my insurance cost? How much are you paying for insurance, I want to compare to see if I'm paying a fair price?
Please don't ask that question. Ever. It is the most useless question that can be asked on this or any other automotive forum. Why? What you, I and anybody else pays is dependent on several factors: who your insurer is, where you live, how old you are, how many accidents/tickets you've had, what kind of discounts you get from your ins. company, how many cars and drivers in your family, etc.
As you can see, unless somebody is in exactly the same socio-economic situation as you are, they won't be paying the same for insurance. The only way to get a decent idea of what you'll pay is to call your current insurance agent or visit their website.
I can speak from personal experience that insurance in the Seattle area on the same vehicle, person (me) and w/the same insurance company is much cheaper than in the SF Bay Area. One of my roommates when living in WA also temporarily changed his insurance from the LA area to the Seattle area, cutting his insurance in half or more.
It is useful to say something like (for the same individual, identical coverage and identical area): x company was more expensive than y company.