So as I’ve read through your suggestions here and done some of my own research I think I’m going to do the following:
My utility has a program where I can get a duct leak inspection for only $30. Since my ducts run through the attic I think it makes sense to do that.
As I mentioned above, they also have a rebate on attic insulation and it seems that it’s recommended for houses more than 15 years old, which this house is. They claim that after the rebate the cost should be somewhere around $300, so I figure I’ll get that done too.
Finally it looks like replacing my single pane windows with low e double pane windows makes sense as well, so I’ll go ahead and get that done too.
I find it hard to believe a house built in FL in 2001 has single-pane windows - must have been a REALLY cut-rate builder!
New windows, properly installed, will usually reduce air leaks as well as radiant heat gain/loss. So, the low-E double- or triple-pane windows should help a lot. Adding insulation in the attic can't hurt, but that depends on what's already up there...
Solar screens on south-facing windows can also help a lot. Inside drapes, etc. don't prevent the solar radiation from entering the house, and may leave it darker than you want. I have solar screens on the west side of my Seattle-area house to block the late-afternoon sun, and they help a LOT! Generally, you can get 90 or 95% (% of IR blocked) screens, and still see through them well enough. With electric drive and remote controls, they are very convenient.
Since we're on a Tesla forum, don't forget that solar panels will both generate electricity to reduce your bills, and shield the roof from the hottest part of the sun. Even if you don't generate enough for all your needs, you can certainly reduce the bills...