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How far will my insurance pay for towing?

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I live 168 miles from the closest Tesla service center. Does anyone know how far a USAA auto insurance rental and towing rider will pay for towing? USAA rep said coverage is to the closest service center, but I felt she was not referring specifically to Tesla-approved service centers. A flat tire is one thing but while the car is under warranty I'd like to use Tesla centers.
 
If it is still under warranty, roadside assistance will tow up to 500 miles to the closest service center if the car broke down unless it is a flat tire. Flat tire is only 50 miles. Now if the car was in an accident, that's on you I guess. I didn't know insurance covers towing expanse, I guess it would. But I have AAA Plus so I will probably just call them for the tow.