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How long does it take to get title after loan paid off?

Tezla1

Member
Nov 5, 2018
197
124
Los Angeles, CA
I'm in California. We have a electronic system for Title transfers.

I just paid off the auto loan on my car yesterday, how long does it take for me to actually get title in hand?

I am selling my car and have an interested buyer - but he is financing the car, so his bank requires me to provide title before they make payment to me.

I suppose I shouldn't have paid it off and it would have been faster to sell?
 

megansblonde

Member
Jul 6, 2021
176
318
Central California
There's usually a form you can fill out in place of the title on the DMV website. Unless the bank is really that picky. Especially since you paid off your car yesterday you might get the form submitted before they process your title.
 
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jjrandorin

Moderator, Model 3, Tesla Energy Forums
Nov 28, 2018
11,491
13,390
Riverside Co. CA
Depends on your lender - ask them. Mine sent the title 7 days after the loan was paid off. Took 10 calendar days to receive it.

And when I paid off my daughters car earlier this year, it took 3 1/2 weeks for me to receive the title. I wanted the title because my wife and I purchased and paid for the car, but gave it to my daughter (it was always hers, we were just financially responsible for it). When we paid it off, we wanted to transfer ownership via DMV to our daughter, and wanted the clean title to do that.

Like you say, probably depends on the lender as well.
 

Tezla1

Member
Nov 5, 2018
197
124
Los Angeles, CA
There's usually a form you can fill out in place of the title on the DMV website. Unless the bank is really that picky. Especially since you paid off your car yesterday you might get the form submitted before they process your title.
Interesting. Can you tell me what form this is? Will this allow me to sell the car to a private party without having the title in hand?
 

thewishmaster

Member
Jun 4, 2018
741
694
California
Did you have to fill out any forms at DMV? or did you just receive the title in the mail in 10 days without doing anything at DMV?
My title came from my credit union (lien holder signed off). I think the previous time it came straight from the DMV (clean title). Didn’t need to do anything to get it
 

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