In my case, Con Edison runs net metering and you get kwh credit, one for one. There is no payment back. As far as I know the credits don't expire. I didn't exceed my current usage to get $ credits but just to allow some expansion. That expansion won't be another Tesla though, I hardly use the one I have. 5200 miles since Feb 28. That works out to just under 9000 miles/year and it is our only car.