Balancing requires that cells be held at a specific voltage and then trickle charged beyond that. It can in theory be done at any level - doesn't need to be 100%.
However, the Model S charger will NOT do this at 90%. Once the charge reaches 90%, the charging immediately stops. If any battery balancing is indeed taking place, it's not at 90%.
We do however know that once the Model S reaches 100%, the car slows charging to a trickle and it will remain in that trickle for up to 4 hours (at least what I've seen it at, others might have seen it for longer). That behavior seems more like balancing to me.
I buy that it can do algorithm recalibration at 90%, and it can do balancing at 100%. However, I don't buy balancing at 90% - not on a Model S at least. So if he used the word "balancing" at 90% rather than "recalibrating" at 90%, I would take his advice with a grain of salt.