I would definitely vote FOR the 100 amp circuit, especially if you will have two cars. While the current "little" cars like the 3 can't utilize more than 32 A or 48 A at present, I think there is no question the top Pickup or Roadster will charge at 72A or 80A. Wall Chargers support 80A, as do all Tesla plugs.
I tend to agree. The question isn't really about amperage
per se; it's about how many miles of range you can add to the car per hour of charging. That metric changes with both the charge rate (amperage -- or kW, more precisely; but that varies in lockstep with amperage given a fixed voltage) and the energy efficiency of the car. The Model 3 is, if I'm not mistaken, the second most energy-efficient EV out there. (The first generation Hyundai Ionic edges it out by a bit, IIRC; but the Model 3 beats the second generation Ionic.) Thus, you can add a lot of miles per kWh to a Model 3. The Model X is much less energy efficient; it adds only about 2/3 the miles that are added to a Model 3 at any given charge rate (in kW). In the future, there are likely to be even less energy-efficient EVs produced. I fully expect the Cybertruck, Rivian trucks, and so on to be pretty dreadful in that respect. In ten or twenty years, if
@coolmanfever (or whoever owns the house at that time) buys such an "electron guzzler" and needs to drive it many miles per day, then it will be desirable to have faster charging available in the garage. Likewise if the garage holds two or more EVs that are charged off of one EVSE. This issue will be more critical if the house is on a ToU tariff with a short period of low rates; in such a scenario, charging quickly will be important. Since we're talking about new construction, when it's relatively easy (and I assume relatively cheap, although I've not looked into it) to put in electrical wiring, it's best to put in something that's as flexible and future-proofed as is practical.
One more thought: If future needs are unknown, would it make sense to run, say, a 100A line to a sub-panel in the garage (if the main panel isn't there already)? That way, it would at least be
relatively inexpensive to split off whatever types of lines are required for EV charging in the future, even if only one 40A or 50A line is used initially. Note that I'm not an electrician or in the home construction business, so I have no idea if this is reasonable or cringe-inducing.