How do you verify that insurance agent is using the right deatails (e.g. MS 60 vs. 90) when you get a quote? I just spent about 30 minutes with a Liberty Mutual agent. Even using the VIN for my soon to be delivered 60D, she was not clear what kind of trim she is quoting me the price for? The quote for my situation ended up being $1900 per year (living in a Boston suburb). Given that I have three other cars and properties insured with them (and other threads in this forum), I was expecting a lower quote, around $1000 per year. But of course that's just a gut feel... She said their system does not even show her the value of the car that is giving me the quote for (e.g. MSRP). She just puts in teh VIN and gets some symbolic numbers for each line item in the policy (for example, in my case it was 64 for comprehensive and that translated to some $$$ for premium cost). She tried to compare the symbolic value against same values for my other car and give me a rough idea, but that was not very helpful. So I'm really wondering is she quoting me for the right trim (she kept referring to the car as Tesla Model S -- that is what she would see on her side). Any thoughts? How did other folks verify that they are charged for the right trim? Shouldnt the agent be able to tell you the value of the car they are insuring?