Who is liable for crashes with FSD? If you read the wording, it says "no action required by the person in the drivers seat". I can't believe Tesla will pay for accidents because even at 10x better than human there will still be statistically some accidents. They're aiming for 1x or 2x. So that makes YOU liable. Who here will trust Tesla to drive itself and if it crashes you'll just hope no one's hurt or killed and then you'll just pull out your wallet? Seems complicated to me...
That's the biggest part of the level 2 to level 3 leap, and likely the reason no one has really gone that far yet.
On a level 2 car, the driver is clearly responsible for any accident, even if the level 2 system is active at the time of crash.
On a level 3 car, the manufacturer is responsible if the accident occurs while in self driving without an alert - or even within the alert period specified.
It'll be interesting to see how the insurance piece of that works - Tesla buys insurance for the fleet for those conditions, and you get cheaper insurance for the rest of the time?