I know there have been threads about insurance costs, but I found this really interesting. We're picking up our 2014 S 85 CPO tomorrow, so I called our Farmer's agent (Texas) to have him add it. Using the VIN #, his first quote was nearly $3,500 per year for the Tesla. Right now we pay about $1600/year to insure two cars, although the most valuable of the cars is probably $25k. He sent me the insurance card and it showed our car as a P85D. I informed him it's actually just the 85 and they reran it. New annual price: just $750! I assume it was hard to value a 2014 P85D since they aren't on the CPO market, and perhaps less history with the vehicle weighed in. But perhaps the idea that the P85D is so fast also affects rates? Thought it was really interesting, and went from having a heart attack about the insurance costs to elated.