LongRanger
Active Member
Agree be over-specific with every insurance company and make sure they write down things exactly as you specify them.
Have always done this and always made it clear that I expect their “market value” assessment to include all items on the spec that affect market value.
In the case of FSD I would state you expect it to be market value plus the full cost of FSD in the event of a total loss. Might sound pedantic but insurers won’t ever volunteer bonus payments or try to do you a favour in the event of a large claim. There is a reason they employ large teams of people to “adjust loss”.
Have always done this and always made it clear that I expect their “market value” assessment to include all items on the spec that affect market value.
In the case of FSD I would state you expect it to be market value plus the full cost of FSD in the event of a total loss. Might sound pedantic but insurers won’t ever volunteer bonus payments or try to do you a favour in the event of a large claim. There is a reason they employ large teams of people to “adjust loss”.