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Insurance and Ludicrous Speed

Discussion in 'Model S: Ordering, Production, Delivery' started by Cr8it, Apr 26, 2016.

  1. Cr8it

    Cr8it Member

    Apr 6, 2016
    Does anyone have any perspective on how ludicrous mode impacts your insurance. I ordered my car with it, but had a concerning call from my agent today. I have had fast cars before, but the way the question was asked I am worried if I am in for some kind of shock. I should know in a day or two, but wondered what others have found.

  2. L-P-G

    L-P-G Member

    Feb 20, 2016
    Orlando, FL
    I had AllState on my G37s @ $1k, they wanted $1600 for the 90D and my agent also quoted me the P90D at $2100. needless to say I skipped on the P and switched to progressive, now I pay $760, Don't ask me how as I had been getting quotes all week and they had all been $850-$1200, this included progressive. for some reason I lost my old quote so I filled the form a second time and now it was $760. I bought it right then and there
    • Informative x 1
  3. Plan B

    Plan B Active Member

    May 8, 2015
    Portland, OR
    It's the same for me, with two cars. One a 2006 Honda and the other a 2015 S90DL.....$1400 for 6 months. I am with Nationwide. That is the cheapest I could find.
  4. neroden

    neroden Model S Owner and Frustrated Tesla Fan

    Apr 25, 2011
    Ithaca, NY, USA
    Every insurance company I got a quote from charged higher rates for the "P85" than for the ordinary 85.

    So yes, I would expect you to be penalized for ordering "ludicrous" speed.

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