I'm curious to know if anyone here has tackled the question of insurance and track use. I'm shopping for insurance for the M3P I've ordered, and CAA's quote, while very well-priced, included something called a "Race Track Exclusion". From what the CAA rep told me, I essentially need to agree to never take the car onto a track.
While I would not expect my regular insurance to cover me for track driving (there is specialized insurance for that), I find it rather draconian that any track use would essentially invalidate the policy. I would not want to have a claim denied because I took the car to a track without incident a few months prior.
There isn't much point in buying a P (vs the LR) if I can't take it to a track without messing up my insurance.
While I would not expect my regular insurance to cover me for track driving (there is specialized insurance for that), I find it rather draconian that any track use would essentially invalidate the policy. I would not want to have a claim denied because I took the car to a track without incident a few months prior.
There isn't much point in buying a P (vs the LR) if I can't take it to a track without messing up my insurance.