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Insurance cancellation

Discussion in 'Model S' started by Grisik, Sep 24, 2018.

  1. Grisik

    Grisik Member

    Joined:
    Feb 1, 2015
    Messages:
    107
    Location:
    Alexandria KY
    I got a notice from Kentucky Farm Bureau today that they were no longer covering Tesla products. They canceled my insurance and gave me two weeks to find other insurance. Has anyone else had the same issue? Can anyone recommend other insurance?
     
  2. murse

    murse Member

    Joined:
    Jul 1, 2013
    Messages:
    42
    Location:
    Columbus, Ohio
    Erie has been great so far. Although I havent had to use them yet for any claims.
     
  3. Grisik

    Grisik Member

    Joined:
    Feb 1, 2015
    Messages:
    107
    Location:
    Alexandria KY
    They are nice enough to keep my truck and my Lexus, just not the Tesla.
     
  4. SoCalNick

    SoCalNick Member

    Joined:
    Oct 10, 2017
    Messages:
    145
    Location:
    SoCal
    Have run into insurance issues with kit-cars in the past. In California, they may not refuse insurance on ANY car that's legally registered, however some of the agents try the "it's not in our database, we cannot insure it" excuses. However, just because they must provide insurance doesn't mean they want to, and it may not be cheap.

    Things for you to check are, firstly are they allowed to just cancel the insurance contract (or were you at the renewal period.)
    Secondly, are they allowed to refuse you coverage (check with your state insurance commissioner.)

    FYI, I use Farmers Insurance.
     
  5. Greengolfer

    Greengolfer Member

    Joined:
    Aug 12, 2016
    Messages:
    120
    Location:
    Highland,CA
    I use Mercury and they seemed more than willing to insure me. I haven't needed them yet, but they have been great with my wife's BMW.
     
  6. islandchick

    islandchick Member

    Joined:
    Jul 19, 2018
    Messages:
    107
    Location:
    Conch Republic
    Progressive gave me a very good quote when I was looking to buy. No Tesla to insure now though, but they have been great with the hurricane and motorcycle
     
  7. jeffdom1978

    jeffdom1978 Member

    Joined:
    Mar 16, 2018
    Messages:
    193
    Location:
    Chicago
    Progressive is by far the cheapest in Illinois for Tesla.
     
  8. davecolene0606

    Joined:
    Apr 14, 2013
    Messages:
    621
    Location:
    Fort Pierce, FL
    Progressive in FL
    2 Drivers 50+
    2 new 16yrs
    MS75
    MS100D
    M3
    ANNUAL $6K
     
  9. Lasairfion

    Lasairfion Member

    Joined:
    Jul 24, 2018
    Messages:
    365
    Location:
    UK
    I think that if my insurance company did that to me, I wouldn't be keeping any of my cars with them. Just to prove the point.
     
    • Like x 1
  10. tranzndance

    tranzndance Member

    Joined:
    Sep 10, 2017
    Messages:
    233
    Location:
    Bay Area
    Me too. Also, it helps to have cars at the same insurance company to get a multi-car discount.
     
  11. David.85D

    David.85D Member

    Joined:
    Oct 29, 2016
    Messages:
    739
    Location:
    Maryland
    We recently switched from geico to Erie. Was 20% cheaper for the whole package (2 cars, homeowners, umbrella) and Erie has better ratings and better Rep among Tesla owners.
     
  12. Grisik

    Grisik Member

    Joined:
    Feb 1, 2015
    Messages:
    107
    Location:
    Alexandria KY
    I will not be keeping the other cars or the house or my business
     
    • Like x 1
  13. Grisik

    Grisik Member

    Joined:
    Feb 1, 2015
    Messages:
    107
    Location:
    Alexandria KY
    I’m going to check with Erie tomorrow
     

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