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Super_Popular
Well-Known Member
It definitely pays to shop around.
I recently leased a P90 and my long-time insurance company quoted a price almost double what I was paying. After shopping around I found a deal with a premium only slightly higher than my current insurance on an Audi Q5 with lots of miles valued at $13,000.
I recently leased a P90 and my long-time insurance company quoted a price almost double what I was paying. After shopping around I found a deal with a premium only slightly higher than my current insurance on an Audi Q5 with lots of miles valued at $13,000.
EarlyAdopter
Active Member
I see the dilemma. Neither the Model X specs page nor the Design Studio list hp. Does the owners manual have anything?
The site used to have HP rating but doesn't anymore. The sticker doesn't either. Google returns 323 hp if you ask it.
I emailed my service tech. I'd rather not have to shop as it's the agent my parents have used since I was little. She's great.
randy1077
Model X60->75 Vin 180XX. Model 3 Vin 074XX
I was with Farmers and was quoted $235 a month for the x60D up from $75 a month on my Infiniti QX60. I switched to Liberty Mutual and got $115 a month for the x60D which includes $0 deductible glass, better car replacement, and 300/500 limits which I felt was a fair price.
Three60guy
Member
Here is my thread I started after I discovered the relationship between the VIN and insurance pricing:
This Insurance problem could effect many Tesla owners.
This Insurance problem could effect many Tesla owners.
Redmiata98
Member
Go to this URL and download the 2013 Tesla Brochure and show them it is only 302 HP:
TESLA MOTORS Model S - 2012, 2013, 2014, 2015, 2016
If you can't get that to work, drop me your email and I'll send you the PDF as an attachment.
TESLA MOTORS Model S - 2012, 2013, 2014, 2015, 2016
If you can't get that to work, drop me your email and I'll send you the PDF as an attachment.
I am not an insurance expert, but I am not sure telling them your car "has only 323HP" is the wisest thing to do in this case.
hmmm
Member
Shop around for sure. I am on the other end of the spectrum. Picked up an inventory P90DL last week and my rate is now only $20/more per month vs. my previous car (which was ~320HP), all else being equal.
I am with AAA and it sounded like they only had 2 options for Model S: P models vs. "regular". I have read about folks here getting good numbers from Progressive as well.
I am with AAA and it sounded like they only had 2 options for Model S: P models vs. "regular". I have read about folks here getting good numbers from Progressive as well.
jbumps
Member
My agent is also flagging our 60D as a 'performance' vehicle. Given the price of the quote, I'm inclined not to care 
Colby Boles
Member
Don't bother trying to argue your case - just move on to other insurers. If you are not putting a lot of miles on the car, you might consider Metromile. My P90DL is $26.97/month plus $0.037/mile driven (capped at 150mi/day)
Add Safeco to the list of companies that see the S 90D as an S P90D. Since they see it as a 'performance model', the annual rate would be $1958 for a 45 y/o male with no accidents, no tickets, multi-policy discount and multi-car discount and 250/500 coverage with $1000 deductible. I have a 27 y/o friend who pays less than that for his S 90D coverage with Progressive. Safeco said it might be cheaper if they could get it changed but only the underwriter would be able to determine that. I'll ask them to run it by the underwriter. If they can't do a lot better, I'll probably be moving all of my policies elsewhere.
