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Insurance Company Question

Discussion in 'Model S' started by Impala1ss, Aug 20, 2017.

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  1. Impala1ss

    Impala1ss Member

    Joined:
    Jun 30, 2017
    Messages:
    37
    Location:
    Melbourne, FL
    My new MS75 will be delivered in several weeks and I need to insure it. I've gotten a quote from Geico, USAA, and Travelers Insurance for my 3 vehicles. Using the same insurance limits it appears that Travelers (sold through AAA) has the cheaper rates. I live in Florida, have no accidents on record and am OLD. :)

    I don't know anything about Travelers but am willing to change to them. One of their features is that I like is "all structural replacement components will be produced by the original equipment manufacturer." That's very important because my new Tesla (to be delivered in 2-3 weeks) uses all aluminum sheet metal and framing.

    Just looking for other's experiences and comments. Tks.
     
  2. bishoppeak

    bishoppeak Member

    Joined:
    Oct 3, 2015
    Messages:
    181
    Location:
    San Luis Obispo, CA
    If you are eligible for USAA go with them. Cheap rates don't matter if the service is subpar. Only Tesla parts are available for the Model S, so that guarantee is meaningless.
     
  3. rxlawdude

    rxlawdude Member

    Joined:
    Jul 10, 2015
    Messages:
    712
    Location:
    Orange County, CA
    Not to mention that in some states, such as California, insurers must allow you to take the car to the shop of choice. Of course, that would be a Tesla-approved body shop using real Tesla parts.

    I'm not sure Florida is as consumer friendly. I'd bet against it, in fact.
     
    • Like x 1
  4. patrick40363

    patrick40363 Member

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    Mar 25, 2014
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    477
    Location:
    Cali
    State Farm also uses OEM parts.
     
  5. patrick40363

    patrick40363 Member

    Joined:
    Mar 25, 2014
    Messages:
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    Location:
    Cali
    There will come a time when parts from other vendors will be available. The guarantee is a good thing.
     
  6. Modeler

    Modeler Member

    Joined:
    Jan 31, 2015
    Messages:
    42
    Location:
    Washington, DC
    Travelers is a solid company. I would chose them over GEICO.
     
  7. ev-now

    ev-now Member

    Joined:
    Jul 30, 2015
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    449
    Location:
    Denver, CO
    Seen various claims that GEICO are not Tesla friendly when it matters - i.e. when you were hit by one of their insured, and are trying to get your Tesla fixed. No idea if that extends to your own insurance, but I'd bet it does.

    Travelers are a solid company, lots of commercial insurance policies in place. As for claims, I don't know.
     
  8. Lasttoy

    Lasttoy Member

    Joined:
    Mar 24, 2017
    Messages:
    175
    Location:
    St Augustine, Fl
    I am using USAA for my 6 autos for fleet price.
     

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