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Insurance cost difference?

swengl

Member
Dec 19, 2014
522
363
Lynchburg, VA
Just curious: Has anyone seen a significant increase/decrease in the cost of car insurance (over owning a ICE vehicle) since purchasing a Model S?
 

swengl

Member
Dec 19, 2014
522
363
Lynchburg, VA
I wonder, with all of the current (and future) self-driving features on the new Ds, what impact those will have on the cost of insurance? It would seem that the more safety and security features a car has, the more discounts you receive.
 

bollar

Disgruntled Member
May 1, 2013
2,667
878
Southlake, TX
I wonder, with all of the current (and future) self-driving features on the new Ds, what impact those will have on the cost of insurance? It would seem that the more safety and security features a car has, the more discounts you receive.

If it results in fewer, less expensive claims than other cars, that's exactly what you'll see.
 

swengl

Member
Dec 19, 2014
522
363
Lynchburg, VA
If it results in fewer, less expensive claims than other cars, that's exactly what you'll see.
I hope so. In terms of expense, fixing aluminum bodies will cost more, but that's unavoidable. Hopefully with Ford releases the F150s with the aluminum body, more body shops will be able/willing to work with the material, as well.
 

Zythryn

Model Y custom Warming Stripes wrap.
Mar 18, 2009
2,168
1,189
Minnesota
I hope so. In terms of expense, fixing aluminum bodies will cost more, but that's unavoidable. Hopefully with Ford releases the F150s with the aluminum body, more body shops will be able/willing to work with the material, as well.

Our Model S costs about $5/month more than our gas guzzling Prius did;)
The collision is much more expensive, due to cost of repairs,
the comprehensive is much less, due to the incredible safety for occupants, so it balances out.
 

green1

Active Member
Mar 25, 2014
4,548
1,121
Calgary, Alberta, Canada
I hope so. In terms of expense, fixing aluminum bodies will cost more, but that's unavoidable. Hopefully with Ford releases the F150s with the aluminum body, more body shops will be able/willing to work with the material, as well.
People keep saying that, but I have yet to find a body shop who "works" with the metal of a car. Nobody seems to do sheet metal work, it's all remove/replace. And if that's all you're doing, it doesn't matter if it's aluminum or steel or carbon fibre or anything else.
 

swengl

Member
Dec 19, 2014
522
363
Lynchburg, VA
People keep saying that, but I have yet to find a body shop who "works" with the metal of a car. Nobody seems to do sheet metal work, it's all remove/replace. And if that's all you're doing, it doesn't matter if it's aluminum or steel or carbon fibre or anything else.
Good point, most the work I've ever had done due to deer collisions has been rip and replace work.
 

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