Insurance - Electric cars

[Pink Duck]

How many days until start did you quote for? The price ramps up considerably below 21 days to its highest the day before. 23 is optimal, oddly 14 with Aviva.

 

[yessuz]

How many days until start did you quote for? The price ramps up considerably below 21 days to its highest the day before. 23 is optimal, oddly 14 with Aviva.

~ 2 months was before, and screenshot is from today, to start on 8th of Feb.

My colleague made a quote today on gocompare and got 500 on churchil and admiral.

 

[Tony Hoyle]

I'm getting quotes around the 600 mark from admiral, but since they're the only major one quoting yet there's time for things to drop a bit.

As I pay 400 with LV for the model 3 would be expecting something around that really.

 

[hairysteve]

Mid 60s, 9yr NCD, Scottish Borders £215

WTF - I always hear that the southern bods get all the benefits, yet it appears that is not the case when it comes to Tesla insurance

 

[hairysteve]

These are cheapest on the CTM for M3 LR, with 20k annual miles (personal, commuting and business use), 5 years no claims with company cars, 39 YO, no other cars and no other drivers, no convictions etc. Located in small, safe and calm town in midlands)

View attachment 760827

direct line, via Tesla page was ~900 annual.

Peugeot Insurance on the other hand, was ~650 on 7th of January. Then called on the phone and got 530 Aviva, on the other had, getting quote on their website, was just 2200

I wish I had something even close to 400 though

Those include the olf Telematics Quotes

 

[yessuz]

Those include the olf Telematics Quotes

yeah just for admiral only nothing for others

 

[dangrenade]

My insurance will go up by £45 a year after the quote I just got from Admiral.

Currently with LV insuring a 2017 Disco Sport and a 2018 A3 e-tron I’m paying £645 a year and with Admiral swapping the disco for the MY it’s gone up to £699 a year.

Pleasantly surprised by the figures although the excess is quite a bit more.

 

[Blueskye]

We can only comment on our own costs … so I would have to disagree. I’m paying £215.

Where do you live?!

My last year insurance was £1545!

 

[Casss]

Where do you live?!

My last year insurance was £1545!

If you want good insurance rates, step 1 is don't live in London.

 

[Adopado]

Where do you live?!

My last year insurance was £1545!

2019 SR+ in the middle of the Scottish Borders (not in a town let alone a city)!

 

[Spark1993]

I've just been pleasently surprised by DirectLine. First time insuring my M3 last year at £850. This year £550 I was preparing myself for the worst with everything going up. Granted I'm 28, Cheshire thought I'd be in the four figure digits again.

 

[Pink Duck]

Some new data on least to most expensive EVs to insure at:

https://www.comparethemarket.com/car-insurance/content/cost-of-insuring-an-electric-car/

 

[Tony Hoyle]

People would really pay 4 grand to install an S? That seems unlikely to me..

 

[Rich Tea]

Funny to see SR+ is more expensive to insure than the LR

 

[Adopado]

Funny to see SR+ is more expensive to insure than the LR

That must be why I didn't go through Compare the Meercats! That's presumably based on their "average" from the companies that they link with. There are some strange numbers there! A problem is that how to do you do an average on something like that ... if it's the mean, the mode or the median or some kind of mix? Pinch of salt required.

 

[Pink Duck]

Their methodology section at the bottom gives some answers: March–May 2021 for 2021 plate models only, where ‘mean’ means average of “top five cheapest prices … where a consumed has clicked through”, with results out of the ordinary for smaller number of enquiries.

May simply hint that the Meercats aren’t a great comparison site for high-end EV drivers.