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Insurance for M3 [Trying to start a mega thread]
- Thread starter buzbe
- Start date
Martinb999
Member
Direct line - £500 compulsory excess, no voluntary excess, costing just over £500 with protected no claims included. Compared to some, feel I’ve got a really good deal. Currently with a different insurer so I will be a new customer - don’t know if that’s made a difference?
LV guys - were these P+'s? What kindof costs are you seeing? LV have quoted me over £1k - considering I'm nearly 40 with 14 years NCB and a clean license in a safe area... seems off!
I’m with LV. LR AWD. Aged 60, 11 years NCD, 15k miles, garaged at night, Derbyshire, self & spouse - £398 with protected NCD, total excess £750.
I’m paying roughly 50% more for the Tesla than my previous Kona EV. Worth every penny
I’m paying roughly 50% more for the Tesla than my previous Kona EV. Worth every penny
Martinb999
Member
I went with LV. Aged 61, 18 years NCB, 15000 miles per year, in Kent (near the coast). Garaged day and night when not being used, Self and spouse too.
£261 with protected NCB, excess £500 (covered by excess insurance (£19 per year).
£261 with protected NCB, excess £500 (covered by excess insurance (£19 per year).
Direct Line were cheapest for me (not got car yet, picking up in a week but got a Direct Line quote ready to go).
£1,200 on a SR+, white, stock. Compulsory excess £500 and £250 voluntry.
Was about £600 but had another driver crash my current car, which almost doubled my premium and lost me 8 years no claims...wasn't even my fault.
32 years old, driving since 2005, never had an accident in my life. Never adding someone to my policy again. I hate insurance.
LV quoted £1,800 for same cover.
Admiral, my current insurer, were asking for an additional £2,400 for coverage from now until March 2020...and that was before the claim was made!
£1,200 on a SR+, white, stock. Compulsory excess £500 and £250 voluntry.
Was about £600 but had another driver crash my current car, which almost doubled my premium and lost me 8 years no claims...wasn't even my fault.
32 years old, driving since 2005, never had an accident in my life. Never adding someone to my policy again. I hate insurance.
LV quoted £1,800 for same cover.
Admiral, my current insurer, were asking for an additional £2,400 for coverage from now until March 2020...and that was before the claim was made!
IanB
Member
Always remember to take a look at cashback sites for the likes of car insurance, sometimes in the past I have been able to get £100 cashback when taking out a new policy, I tend to use Quidco and have been for years, but there are others.
If you aren't already on Quidco, please use my link and we each get a Brucey bonus
Join Quidco Now!
I have been with Quidco pretty much since they started many years ago and my total cashback is currently £3,121.66, yes over 3 thousand, much of that is with Insurance policies, Broadband and Mobile phone contracts, as they are the big payouts. Just this week I got £150 cashback when taking out an ISA with Scottish Friendly
LV which a few have mentioned, currently offering £38 when a new policy taken out.
If you aren't already on Quidco, please use my link and we each get a Brucey bonus
Join Quidco Now!
I have been with Quidco pretty much since they started many years ago and my total cashback is currently £3,121.66, yes over 3 thousand, much of that is with Insurance policies, Broadband and Mobile phone contracts, as they are the big payouts. Just this week I got £150 cashback when taking out an ISA with Scottish Friendly
LV which a few have mentioned, currently offering £38 when a new policy taken out.
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I just got a additional.. £152 for adding the P+ to my insurance between now and March.
Makes me think they've misquoted me - total for the year £421. Just seems too cheap - but she confirmed the car twice...
LV for me. £338
Direct Line £868
Novo £700 but cover was very good and much better than Direct Line.
Churchill was cheaper than Direct Line initially but after 'extras' were added it worked out about the same.
Direct Line £868
Novo £700 but cover was very good and much better than Direct Line.
Churchill was cheaper than Direct Line initially but after 'extras' were added it worked out about the same.
Always remember to take a look at cashback sites for the likes of car insurance, sometimes in the past I have been able to get £100 cashback when taking out a new policy, I tend to use Quidco and have been for years, but there are others.
If you aren't already on Quidco, please use my link and we each get a Brucey bonus
Join Quidco Now!
I have been with Quidco pretty much since they started many years ago and my total cashback is currently £3,121.66, yes over 3 thousand, much of that is with Insurance policies, Broadband and Mobile phone contracts, as they are the big payouts. Just this week I got £150 cashback when taking out an ISA with Scottish Friendly
LV which a few have mentioned, currently offering £38 when a new policy taken out.
Not always the case.
Do a quote before without using cashbacksites - Get the figures, then go via cashbacksite and check it's the same.
Did a few years ago and Admiral were paying £75 for a new car policy. However, they simply were charging £75 more when you clicked via the cashback site (Quidco) that if you went direct.
Always quote twice - NEVER trust cashback sites. (I've made thousands from Topcashback so I'm no knocking it but always check)
