So I remember seeing a bunch of threads on insurance here. I wanted to share my experience. My current car arrangement is a 2013 ML350 and a 2011 Camry Hybrid. I am paying $2808 per year on both (or $1404 per six months). Swapping out the Model S-85 for the Camry next month, my insurance only went up very slightly. It now shows $3264 (or $1632 per six months). For a car that costs more than three times that of the Camry Hybrid when it was new, a modest increase of $228 (or $19 per month) is very good in my book. +1 for State Farm for being way more Tesla-friendly than even GEICO and some others that I can name.