No, with LV, I told them I am the registered keeper, the company is the owner. They have no problem with this and it is included in the policy wording.I'm having a nightmare obtaining quotes at the moment - neither DL nor Churchill will offer insurance if you select "company" as legal owner during the quote! I even called DL and although the advisor couldn't comment on the specifics, he suggested it's because I'm not the "legal owner", but rather my LTD company is.
I went through Churchill again and selected myself as the legal owner and it gave me a quote... switched it back to "company" and they declined to quote.
I assume everyone above has just requested a personal quote (citing yourself as the legal owner) and then call the insurance company after the fact when your V5 document turns up and has the company as the legal owner?