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Insurance. It is that time of the year again.

Discussion in 'Australia & New Zealand' started by Dborn, Nov 21, 2018.

  1. Icey

    Icey Member

    Joined:
    Apr 22, 2018
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    Location:
    Adelaide/Melbourne
    Bloody legal jargon, thanks for the correction
     
  2. Munka

    Munka Member

    Joined:
    Mar 1, 2019
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    Location:
    Perth
    Ex demo p100d with new replacement agreement with tax insured for $896 premium and $700 excess with RAC in Jan. I think I benefited from a computer bug because 3rd party duef and theft cost twice as much as fully comprehensive.

    Wonder what kind of increase I will see 11 months from now?!

    P.s. I'm 36, have not owned a car in 7 years and am from Perth
     
  3. paulp

    paulp Active Member

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    Location:
    Adelaide, Australia
    Sounds like a significant error, although maybe those in the west are more careful than the rest of the country
     
  4. Dark8

    Dark8 Member

    Joined:
    Mar 5, 2019
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    Location:
    Melbourne l
    Hi all,

    Just thought i'd share this with you guys.
    I'm in Melbourne, Victoria. I have just put in an order for a MX75D 7 seater in white. It was inventory stock as the 75s are obviously discontinued. Recent price drop aside, i'm still fairly happy with this purchase although i haven't received delivery yet.

    Anyway, looked around for insurance and cheapest insurance and I got a quote from Huddle (underwritten by Hollards) for $1600 inc GST with a $1500 excess and limited to 12,000 km per year. If I need more KM i can purchase more later. There is an unlimited KM option but I didn't bother to check that. Also got excess free windscreen replacement.

    I am 38 YO, Male, no accidents in last 3 years, car is garaged, financed and agree value of $130k. To clarify, the 130k agreed value is required as if you write off the car within 2 years they will either give you new car or $130k. I guess because the 75 is discontinued they will give me $130k because they definitely won't be upgrading me to a 100D lol

    I had quite a bit of trouble finding insurance for this car before I found Huddle. AAMI quoted $2300 and I was about to go with them. Dawes (via Marsh Advantage/InsureMyTesla) wanted $6000. Allianz and RACV wanted $2800.

    If you guys are looking for cheap rate, try Huddle. Obviously, read the PDS to decide if the product is right for you. Disclaimer, I don't work for Huddle or Hollards, but just sharing my experience.

    Oh they also have a referral program. If you guys do join, please use my referral code for $25 off.

    Moderators Note: Referral codes of any type are not permitted. This one has been deleted.

    Cheers!
     
    • Like x 2
  5. Dark8

    Dark8 Member

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    Mar 5, 2019
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    Location:
    Melbourne l
    I just did a dummy quote on the RAC website and they were only charging $1,100 for MX75D. That's a damn good price!
     
  6. Dark8

    Dark8 Member

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    Location:
    Melbourne l
    Oops sorry for the referral code, i just read the rules - but i can't edit the post to remove it
     
  7. paulp

    paulp Active Member

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    Thanks, code noted before it gets deleted
     
  8. paulp

    paulp Active Member

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    Do you know who the underwriter is?
     
  9. paulp

    paulp Active Member

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    I was reliably informed yesterday that CGU will continue to insure current policy holders, they just wont be taking any new business. No significant price increase is anticipated.
     
  10. PJF000

    PJF000 Member

    Joined:
    Dec 26, 2015
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    Location:
    Australia
    I don't think that referral code counts.
    The issue was with Tesla referral codes - which are no longer valid as that program has been stopped.
    Maybe Mods should amend
     
  11. Dark8

    Dark8 Member

    Joined:
    Mar 5, 2019
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    Location:
    Melbourne l
    Hollards.
    I’m actually with Real insurance (underwritten by Hollards too) for home contents and they’ve been pretty good come claim time.

    Doesn’t look like their is choice of repaired with Huddle, but according to the PDS (as I understand it) they do accept quotes from your choice of repairer and they will decide who to send the car to.
     
  12. Icey

    Icey Member

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    Apr 22, 2018
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    Location:
    Adelaide/Melbourne
    I've been told that at the end on my policy period I would need to find a new insurance company. So while I am covered until the end of July after that its up to me.

    Guess we'll see. I hope you are right though.
     
  13. meloccom

    meloccom Moderator Aus/NZ

    Joined:
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    Location:
    Sydney Australia
    Moderators note:
    Referral codes of all types are not permitted.
    You can say one is available and let interested parties contact you by direct message if interested.
     
  14. Dark8

    Dark8 Member

    Joined:
    Mar 5, 2019
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    Location:
    Melbourne l
    Sorry! Won’t happen again!

    PM me for Huddle referral code if interested.
     

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