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Insurance quotes for Model 3

McFlurri

Active Member
Apr 27, 2016
1,449
1,547
Kitchener, Ontario
Got my renewal.

Price went DOWN! Maybe because when I got my car the crash tests weren't finalized. now Johnson Insurance has those ratings???? dunno. but freaking sweet either way!

$103/ month

(No tickets/ accidents/ policy cancellations/ 30 years old)

25km to work 1 way
15,000 annual km
$1,000,000 liability
$500 Deductible Collision
$300 Deductible Comp
Accident Forgiveness
$130,000 Optional Medical
Winter Tires
Auto Comfort Package
$400/ week income replacement coverage

Bundled with Home insurance
 

Insilin

Member
May 17, 2018
135
125
Toronto, ON
Just got my renewal from RBC Insurance and talk about a HUGE price increase I was paying $2050 and now they want $2800.

Guess it's time to look around
 

zwz002

Member
Dec 30, 2017
212
93
Irvine, CA; Oakville, ON
Does anyone know insurers that take US history and count towards rate calculation? I had to get State Farm last year because they did and my renewal went up by a few hundred bucks, so I wanna shop around a bit...
 

pcons

M3 AWD+
Jul 5, 2018
1,627
1,668
Burlington, Ontario, Canada
I'm moving away from Desjardins (formerly state farm) to either TD or Allstate. Combined for home plus both cars (model 3 plus bolt) Desjardins has gone up to 340/month. With TD I was quoted 70/month less and waiting to hear back from Allstate.

When I first ordered my model 3 Desjardins quoted me $95/month for my car. Picked up 3 months later and it was up to 115, and then they raised the price to 125 a few months after that. Calls to complain did nothing, even when I told them I would leave if they couldn't match TD they did nothing....so, see ya :mad:
 

Insilin

Member
May 17, 2018
135
125
Toronto, ON
Looks like I’ll be switching to Johnson Insurance at $2500/year. Still more than I’m paying now but can’t get any cheaper most places are quoting me $3000+
 

03DSG

Active Member
Apr 5, 2016
2,144
2,445
Ontario
$840/year. Old, multi vehicle/home, 2M liability, 500 ded, no commute, 1M/2M optional medical/catastrophic medical, accident forgiveness and total loss full replacement value, one hour east of the GTA.

Not missing NW Scarborough.........
 

Claytron

Member
May 27, 2018
27
27
Toronto, ON
I got my renewal last week and was wondering what others who had early model 3's were seeing. Our rate increased over 50% with TD Meloche Monnex in Toronto. There's a secondary driver on that got a speeding ticket just before we got our M3, but that seems like a huge increase. Was planning on calling to speak to someone about it for an explanation.
 

Vawlkus

Active Member
Feb 28, 2017
1,559
803
Halifax
Just got my renewal from RBC Insurance and talk about a HUGE price increase I was paying $2050 and now they want $2800.

Guess it's time to look around
You too huh?
I’m with Aviva and I just got my renewal notice. Price per year has gone from $1400 to $1850. They aren’t budging on it either, so off to the quote show I go. -.-
 

pmich80

Between U and me I'm giddy waitin' for the Model ≡
Mar 21, 2016
461
363
Toronto
$840/year. Old, multi vehicle/home, 2M liability, 500 ded, no commute, 1M/2M optional medical/catastrophic medical, accident forgiveness and total loss full replacement value, one hour east of the GTA.

Not missing NW Scarborough.........
Yah..that's exactly where i live... NW Scarborough. My insurance went down this year because i did one of those "Tracking" and monitoring habits. Now my insurance ins $1550/year. for the car through Intact
 
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Reactions: 03DSG

5_+JqckQttqck

Active Member
Apr 27, 2018
1,851
1,336
Toronto
Yah..that's exactly where i live... NW Scarborough. My insurance went down this year because i did one of those "Tracking" and monitoring habits. Now my insurance ins $1550/year. for the car through Intact

My TD app is projecting 19% less, hopefully that will equal out as I added my motorcycle to the policy.

SIDE NOTE, anyone have a DC motor they'd want rid of for a donor E drive train for a conversion :)?
 

5_+JqckQttqck

Active Member
Apr 27, 2018
1,851
1,336
Toronto
Got my renewal with TD General

Motorcycle 460 (Saved 300 vs Desjardins) - Having this just for fun now (cost more to run the bike than the Tesla lmao).
House 380
Car 2202 (went up 0.10c per month!)

Also, informed them about Sentry Mode / GPS Tracking / Safety = no dice. Apparently, Canadian regulations says any security system included in the Car (VIN) doesn't count towards discounts (Pretty BS).
 
Last edited:

duanra

Active Member
Dec 14, 2018
1,208
689
Montreal
Got my renewal with TD General

Motorcycle 460 (Saved 300 vs Desjardins) - Having this just for fun now (cost more to run the bike than the Tesla lmao).
House 380
Car 2202 (went up 0.10c per month!)

Also, informed them about Sentry Mode / GPS Tracking / Safety = no dice. Apparently, Canadian regulations says any security system included in the Car (VIN) doesn't count towards discounts (Pretty BS).
2202 seems a lot ! Have you tried CAA?
 

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