JayNJ
Member
some insurers are just very dense when it comes to Teslas... meaning the insurer somehow puts them into a very expensive category. Here in Texas Farmers Insurance couldn't get the premium down to anywhere near progressive... even after 2 calls and going back and forth with the agent.
They use repair cost data. In the early days they didn't have much data but now see how expensive it is to repair and how often and easily it is considered totaled because of the design and high repair costs.