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Insurance UK
- Thread starter hagrid_LDN
- Start date
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- Ireland United Kingdom
It seems LV are still in a state of flux regarding M3.
I’m already with LV, and after my cheap quote on comparethemarket yesterday, I decided to ring them today and get all the details of the new car on my account awaiting the final delivery date and registration.
First of all the very helpful agent told me that my model didn’t appear on their database. I then gave her the reference number for yesterday’s quote, and she was able to bring that up on her system, and it showed the correct model. One confused agent!
She put me on hold while she spoke to the technical team.
When she came back she explained that the RHD M3 isn’t yet on the system the agents use, but it is on the online system! The end result for me is that they have noted all the new car details, but used a Model S 60 as a “temporary model” until RHD M3 goes onto the main system.
When I have my delivery date and registration I just need to ring them.
Why is nothing Tesla simple?
I’m already with LV, and after my cheap quote on comparethemarket yesterday, I decided to ring them today and get all the details of the new car on my account awaiting the final delivery date and registration.
First of all the very helpful agent told me that my model didn’t appear on their database. I then gave her the reference number for yesterday’s quote, and she was able to bring that up on her system, and it showed the correct model. One confused agent!
She put me on hold while she spoke to the technical team.
When she came back she explained that the RHD M3 isn’t yet on the system the agents use, but it is on the online system! The end result for me is that they have noted all the new car details, but used a Model S 60 as a “temporary model” until RHD M3 goes onto the main system.
When I have my delivery date and registration I just need to ring them.
Why is nothing Tesla simple?
Exactly the same experience with LV as Roy W.
Comparethemarket had LV at £360, with next £1100. Phoned LV up and went through phone quote process and was told £750. When told agent the quote I got through Comparethemarket and gave her the reference, she found it and it is there waiting to be accepted once I get the registration.
Churchill was £670 fyi
Comparethemarket had LV at £360, with next £1100. Phoned LV up and went through phone quote process and was told £750. When told agent the quote I got through Comparethemarket and gave her the reference, she found it and it is there waiting to be accepted once I get the registration.
Churchill was £670 fyi
Rooster6655
Active Member
Yes seems like if you phone up they will use the Model S 60 so best to stick to using the reference number, I hope in the next few weeks it will be sorted out!
One thing I have noticed across all the quotes is that the excess is very high. With Direct Line it was £500 compulsory and £350 voluntary which totals £850!. LV is lower but still way higher than my normal £250 I am used to. I understand that the choice on them using their own repair shops is not possible and that crash damage repairs are way higher.
I’m probably going to take out excess insurance - about £40 - which will cover the excess up to £1000.
I just checked for the first time just to make sure someone will insure me before I take delivery (prob I’ll be sept / Oct) . Anyway a quick 5 min run thru on compare market £1150... I’m sure with some work I can get lower.
I’m currently £600 on a 2013 VW Golf and wife is £600 on 2014 RR Evoque (plan to turn into Peugeot 5008 or similar later this year). Both of us with NFU.
Difference is she is 17 years a driver with 9yrs + no claims and I’ve been a driver only since I was 26 (I’m 36 now). We shared a car for years which was in her name to bring the total cost lower so I’ve only built up NCB for the 3 years I’ve had my own car (Golf).
Anyone any ideas how best to lower costs going forward ? Don’t think NFU cover Tesla so a change of insurer required for the Tesla anyway.
I’m currently £600 on a 2013 VW Golf and wife is £600 on 2014 RR Evoque (plan to turn into Peugeot 5008 or similar later this year). Both of us with NFU.
Difference is she is 17 years a driver with 9yrs + no claims and I’ve been a driver only since I was 26 (I’m 36 now). We shared a car for years which was in her name to bring the total cost lower so I’ve only built up NCB for the 3 years I’ve had my own car (Golf).
Anyone any ideas how best to lower costs going forward ? Don’t think NFU cover Tesla so a change of insurer required for the Tesla anyway.
Rooster6655
Active Member
Don’t they only cover car hires?
@belfast EV: I don’t think NCB matters much beyond the first year. First year will offer a discount but from then onwards I think the benefit is quite small
Nice stuff! So you can get insurance with higher excess and top it up with this and thus save money in the process?
Edit : turns out for my age £1,000 is minimum excess anyway lol
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Rooster6655
Active Member
MrBadger
Badger out
I think my NCB gives me 60%. it builds up over a number of years so definitely worth not losing.
See my post above:LV = waste of time , went through quidco and filled in the whole form and finally told we don't insure this type of carthat was for Performance model 3 (RHD)
Insurance UK
I suggest you try comparethemarket, as that was working with LV earlier today!
Midnight Star
Member
Exactly this - you have to use comparethemarket then if LV appears and you like the qoute, use the reference number & phone number provided to contact them - *don't* go via the normal LV website
In the past I’ve used ALA:
www.ala.co.uk
For the Leaf I had £10k GAP cover for two years and it cost me £137.
